welcome to Spectrum Lending

A Full Spectrum of Lending Solutions

Spectrum Lending provides loan programs that serve a wide spectrum of real estate investors and offer broader loan qualification options than traditional lenders. Whether your investment focus is buy-and-hold or fix-and-flip, we take growing your real estate investment assets as seriously as you do and can provide the financing to help you achieve your goals.

Services We Offer

What We Can Do for You

our philosophy

Advanced Solutions and a Streamlined Process

At Spectrum Lending, we think the path to purchasing or refinancing a home should be simple. So, we work hard to streamline your experience by giving you sound advice, a diverse range of loan options to suit your needs, and exceptional service to help you achieve your financial goals.

What people say about us

I highly recommend the Spectrum Lending Team for all your mortgage financing needs. Prompt, knowledgeable and clear communication helped my wife and I secure a great rate and settle on our new home effortlessly.

Matt E.

via Yelp

Amazing experience from intro to close.. to the refi close a year later.. They made it all easy. Have recommended many of my ‘business’ friends their way and they’ve all been looked after them super great too. Thoroughly recommend!

Brad H.

via Yelp

They were a dream to work with. As first time home buyers, he helped us through every step of the process and was there to explain any issues. Our loan agent worked very hard to get us an amazing rate and closed on time!

Nicole M.

via Yelp

You have goals. We have ways to help you.

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contact info

Contact Our Experts With Any Questions


105 Crescent Bay Dr. Laguna Beach, CA, 92651

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Business Hours

Mon - Fri: 8am – 5pm Sat – Sun: closed
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Copyright © 2022 Spectrum Lending. All rights reserved.

NMLS #1939358 Equal Housing Lender
5th Street Lending, Inc. DBA Spectrum Lending Now
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Copyright © 2022 Spectrum Lending. All rights reserved.

A Full Spectrum of Lending Solutions